Golfing: Walking the course or breaking par, grab a hat with a 3-inch brim to shade cheeks, ears, neck from sun. Don't forget the sun block.

Overcast skies watch out: Haze and clouds don't block damaging, UV rays. So if you're watching center court at Wimbledon, or hitting a few at the local courts, always wear UV protecting sunglasses, and make sure your sunscreen stays put. Try Sun Block SPF 20.

Skiing, climbing Skiers, climbers -- beware: High altitudes mean thinner air, less atmospheric protection, and sun reflected by snow. Serious sun care is needed, even when in the clouds. Our advice:

Total Cover Sun Block SPF 30, applied frequently helps to avoid sunburns and sun damage.

Sunscreen application Sun smarts: Start each season using a sun block with the highest appropriate SPF level. Shift to lower gear after several days. Slather on your sunscreen 30 minutes before sunning.

Swimming, scuba Even submerged in water, the sun's UV rays can get you. Your waterproof solution: Easy-to-use spray-on Oil-Free Sun Block SPF 15. Reapply frequently, and after every towel-drying.